How much could Stablish grow your church's recurring giving?

Methodology

How this calculator works

The Recurring Giving ROI Calculator models the financial return your church could see from converting one-time givers into recurring givers — the single biggest lever for predictable church revenue. Here's exactly how the math works, why we built it this way, and what to do with the result.

The cost side

Stablish charges $0.49 per attendee per month at Founder pricing — 50% off the future $0.99 list price, locked in for life. For a 1,000-attendee church, that's $5,880 per year. The calculator uses your weekly attendance × $0.49 × 12 to model this side. There's no per-transaction take-rate, no minimum size, no hidden tiering. The pricing exists to be predictable and to align our incentives with the church's outcomes — we only earn revenue when we help you grow stewardship.

The lift side: where the recurring-giving growth comes from

We model the lift in two complementary ways:

1. The low-bar threshold. Given Stablish's stewardship aim of returning more than 4x what your church spends, the calculator computes the minimum number of new recurring givers needed to clear that threshold:

Low-bar threshold = (Annual Stablish cost × 4) ÷ (Avg monthly recurring gift × 12)

For most churches, this number lands at roughly 2–6% of attendance — a small fraction. The "low-bar" framing is intentional: it shows what's achievable, not what's promised.

2. Three honest scenarios. We model three lift outcomes corresponding to different rollout intensities:

• Conservative (+5pp recurring giver share) — minimum effort rollout, normal staff capacity, modest stewardship discipleship
• Target (+15pp) — active stewardship pastor, accompanied by a stewardship sermon series
• Aspirational (+25pp) — full congregational rollout with sustained discipleship year-over-year

Each scenario multiplies the percentage-point lift by your attendance and average monthly gift × 12 to model annual recurring giving lift. Then we compute the ROI multiple by dividing that lift by the annual Stablish cost. We chose three scenarios because reality lives in the middle. Some churches treat Stablish like a software install — they get the Conservative outcome. Others build it into a full stewardship rhythm — they hit Target or Aspirational. The math is honest about both.

What actually drives the lift in practice

The recurring-giving growth comes from three best practices any church can implement, with or without Stablish:

1. Personalized giving amounts. Members give more consistently when the suggested amount fits their actual financial space — not when it's a generic preset. Stablish handles this automatically with GivingPower™.
2. Pause-don't-cancel during tight months. Most recurring giver cancellations happen during a single rough month. If the household can pause or auto-adjust instead, giving resumes when life stabilizes. Stablish handles this with Dynamic AutoGive™.
3. Catching lapsing recurring givers within 60 days. A pastoral check-in within 60 days of a missed gift prevents most churn. Stablish surfaces this automatically with StashAI.

You can implement all three principles in your existing giving platform. Stablish exists because executing them continuously is hard without dedicated infrastructure — but the principles work in any tool. Steward the principles first.

What this calculator is — and isn't

This is a modeled outcome, not a guarantee. Actual results depend on rollout discipline, congregation engagement, and your existing giving culture. A church that names a stewardship pastor and runs Stablish alongside a 4-week sermon series will outperform a church that turns it on and walks away. We've built Stablish and priced it to make 4x return reachable for any committed church — but we don't promise it.

We do promise transparency. The math above is real; you can pressure-test every number with your finance team. Bring the result to your elder board, model your own scenarios, ask hard questions. The math survives all of them.