Score your church's giving health in 2 minutes.

Methodology

How the Stewardship Score works

The Giving Health Scorecard is a 10-question diagnostic that scores your church's giving health 0–100 and provides personalized recommendations. Here's exactly how the score is computed, why we built it this way, and how to read your result.

What we measure: three sub-scores

The Stewardship Score is composed of three sub-scores, each measuring a distinct dimension of giving health:

Generosity (30% weight) — Reflects how broadly and frequently your congregation participates in giving. Driven by:

• Q2: Share of attenders giving in any form
• Q9: How often members receive giving feedback (statements / insights)

A high Generosity score means most attenders give and they receive regular feedback that reinforces the rhythm.

Consistency (50% weight) — Reflects how predictable and recurring your church's giving is. Driven by:

• Q3: Share of attenders giving on a recurring schedule
• Q4: Percent of annual budget funded by recurring giving
• Q5: 12-month total giving trend

A high Consistency score means giving is steady, recurring, and growing — the lever most directly tied to predictable church revenue and sustainable ministry.

Discipleship (20% weight) — Reflects how actively your church teaches and reinforces stewardship. Driven by:

• Q6: When the last stewardship sermon series ran
• Q7: Whether the church offers a stewardship class and what % of members complete it
• Q8: How systematically the church monitors giving health

A high Discipleship score means stewardship is taught continuously and tracked deliberately, not seasonally.

Why these weights

We weight Consistency the heaviest (50%) because recurring giver share is the single biggest lever for predictable church revenue and the metric most directly tied to Stablish's 4x recurring giving aim. Churches with strong Consistency scores have predictable budgets, lower giving churn, and the operational space to fund ministry confidently.

Generosity (30%) gets the second-heaviest weight because participation matters but participation alone — without consistency — produces unstable budgets and fundraising fatigue.

Discipleship (20%) is weighted lightest because while it's the upstream cause of the other two, its effects compound over time and can be improved more flexibly than the structural giving patterns.

How sub-scores map to the total

Each sub-score is normalized to 0–100. The total Stewardship Score is then:

Total = 0.30 × Generosity + 0.50 × Consistency + 0.20 × Discipleship

Reading your score

Your total score lands in one of five bands:

• 85–100 Exceptional — You're running with rigor; most churches don't operate at this level
• 65–84 Strong — Solid foundation with room to move from healthy to exceptional
• 45–64 Developing — Built the basics, with significant runway in 2–3 specific areas
• 25–44 Emerging — Real opportunity ahead — read this as a starting line, not a verdict
• 0–24 Critical gaps — Significant work to do, but it's all doable work

The bands are calibrated against an aspirational ceiling, not against a peer-church median. A church doing what most healthy churches do should land in the Strong band (65–84), not the middle. The scoring rewards what compounds over time: recurring giving share, between-Sunday discipleship infrastructure, systematic monitoring.

How recommendations are generated

After the score is computed, the engine evaluates 8 trigger conditions tied to specific question scores. Each fired trigger gets a severity score (the gap between your answer's points and the threshold for "good"). The top four recommendations by severity are surfaced, plus one always-fires recommendation for churches scoring 85+ ("you're running with rigor — here's the next move").

Each recommendation leads with the underlying best practice and notes how Stablish makes it easier as one execution path. You can implement most recommendations in your current giving platform; Stablish exists because executing all of them continuously is hard without dedicated infrastructure.

What this score is — and isn't

This score is a starting point for change, not a verdict on your church. We've intentionally calibrated it to be honest rather than flattering. A church scoring 60 isn't broken — it's a typical, healthy church with room to grow. A church scoring 30 isn't failing — it's a church with significant runway and a clear path forward.

The recommendations are the operative output. The score gives them context.